I was on my way to an appointment a couple of weeks ago when I noticed the Love Song channel in my car changed over to the Holly Channel (satellite radio).  They were playing Christmas music!  It was confirmation that the holiday season was here.  This made me think about gift giving.  How many times have you pondered what to get for those special people in your lives?  Before you run out and buy a dancing Santa, Billy bass, or a Chia pet, why not consider a gift that will make a significant difference?  Many people are not aware that you can gift your children their own final arrangement plan and the amount is NOT counted towards the annual tax-free gift limit ($14,000) per child or grandchild.  We already know how difficult it is to think about making final arrangements but even tougher to think we could put a financial burden on the people we love the most.  Take advantage of avoiding the tax liability this year while providing a gift that is meaningful.  Unusual?  Maybe, but I guarantee this is one gift that won’t wear out, get thrown out, re-gifted, or end up at Goodwill.  Call me today, your educated, licensed funeral director, to help you prepare for the future!